A good credit score reflects how you’ve handled past credit responsibly.
It also shows what type of future financial obligations you may have,
like a mortgage or car loan.
Having a good credit score can make it easier to get loans, increase your
chances of being approved for insurance, and even cut down on the
interest rates charged by lenders like banks or credit card companies.
On the other hand, if your credit score is low or below average, that
can make it harder to do any of those things. You’ll have to pay more
and wait longer before being approved for loans
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